Specialist geyser cover with 24/7 dispatch, full replacement and water damage included — the #1 home insurance claim in SA.
Geyser cover handles the cost of replacing a burst, leaking or failed geyser plus the resulting water damage to your home and contents. It typically includes a 24/7 emergency plumber dispatch service.
Ready when you are
Get geyser quotes from R55/month in 2 minutes.
Standard 150L electric, solar or heat-pump units.
Approved network on-site within hours, not days.
Ceilings, floors, walls and contents covered.
Cold and hot water pipes inside your home.
Compare zero-excess options at quote.
Specialist installers for evacuated tube systems.
Most buildings policies include basic geyser cover, but the limits and excesses vary wildly. Standalone or upgraded geyser cover ensures faster response and higher replacement caps.
Our partner insurers guarantee a plumber on site within 4 hours in metros, 12 hours in rural areas. Most arrive same day.
Resulting damage to ceilings, flooring and contents is covered separately under your buildings and contents sections — typically without affecting your geyser excess.
Yes. Make sure to declare your system type at quote so the insurer dispatches a specialist installer.
It's not legally required, but every bank requires it as a condition of your home loan. If you own your home outright it remains strongly recommended — rebuilding even part of a structure can run into millions of rand.
Partially. Most policies cap solar at a low sub-limit (often R50–R100k) or exclude batteries entirely. With systems now averaging R150–R250k installed, you're almost always underinsured without a specialist extension.
Household contents insurance covers the movable items inside your home — furniture, appliances, electronics, clothing, linen, crockery, jewellery kept at home and similar belongings — against theft, fire, storm and water damage, and listed accidental damage. It does not cover the building structure itself; that's buildings insurance.
Structural cover for your house, outbuildings, walls, gates and fixed improvemen…
Learn more →Dedicated cover for solar panels, inverters, lithium batteries and backup system…
Learn more →Protect furniture, electronics, appliances, clothing and valuables from theft, f…
Learn more →Geyser cover pays for sudden bursts and water damage. A plumbing maintenance plan handles servicing and small leaks. Compare cost, cover, call-outs and claims.
Every cover type, exclusion and claim rule explained in one pillar guide.
Head-to-head breakdowns of the choices most SA households get wrong.